Taking selfies has become a trend nowadays. Everyone wants to share their beautiful pictures on social media. But do you know that this habit can put you in big trouble? Cybercriminals can now steal your personal and bank information using your selfie. After this, they can also withdraw money by cyber attacking your bank account. It is very important to understand this new method.
Selfie Authentication and Cyber ​​Fraud
Many apps and websites ask you to take a selfie to prove your identity. This is called selfie authentication. This technique helps to check whether you are the same person you are claiming to be. Most banks and fintech companies use this technique, but cyber criminals can also take advantage of it.
How does selfie fraud happen?
Phishing attack: Cyber ​​criminals send you phishing emails or SMS asking you to click on a link. When you click on that link, you reach a fake website where you are asked to click and upload your selfie. In this way, your selfie can be misused.
Malware: Cybercriminals install malware in your phone, through which they gain control of your phone's camera. Through this, they can take your selfie without your knowledge and misuse it.
Social media and deepfakes: Cyber ​​hackers can steal photos from your social media profiles and use them for deepfakes. In this, someone's photos are copied using artificial intelligence.
Ways of cyber fraud using selfie
Bank fraud: Cyber ​​criminals can break into your bank account using your selfie.
Taking loan: Cyber ​​hackers can take loan in your name using your selfie.
Cloning SIM card: Cyber ​​criminals can clone your SIM card using your selfie, through which they can receive all the OTPs coming on your mobile number.
Ways to protect yourself: Do not click on any unknown links. Use strong and unique passwords for all accounts. Use two-factor authentication to increase security. Always keep your phone's software updated. Protect your phone from malware by using a good antivirus software. Be cautious on social media and avoid sharing personal information.
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