Everyone dreams of traveling abroad, but budget and money worries sometimes make this dream difficult. If you want to enjoy your trip to the fullest and want to be free from money worries, then proper money management is very important. Here we are sharing 10 easy tips according to BankBazaar, which will help you keep your foreign trip tension-free and within budget.
1. Inform the bank about the trip
Before traveling abroad, inform your bank that you are going abroad. By doing this your cards will not be blocked and you will be able to withdraw or spend money abroad without any hassle.
2. Do not change currency at the airport
Exchanging currency at the airport can be expensive. Buy foreign currency before you travel. If you can't do that, exchange currency at a bank or ATM at your destination.
3. Check credit card fees
Before using a credit card abroad, know the fees charged on it. Some international credit cards charge low fees, use them.
4. Create a budget for the trip
Make a budget for your travel expenses so that you know how much money to carry with you and how much to spend each day. Also, keep some extra money so that you can use it in case of any sudden need.
5. Have multiple payment options
When traveling abroad, keep multiple payment options like cash, credit cards and forex cards with you. This will ensure that you are prepared in any situation.
6. Keep cash and cards separate
Keep your money and cards separate. Always keep some cash and a card with you and distribute the rest among your luggage. This will ensure that you have money even if a bag gets lost.
7. Take care of household bills
Don't forget about household bills when going on a long trip. You can set up automatic payments or ask a family member for help to pay them on time.
8. Get an international phone plan
Get a good international phone plan to avoid expensive phone bills abroad. Turn off your phone's data before landing to avoid unexpected expenses.
9. Do not use public Wi-Fi
Using public Wi-Fi is not safe. Turn off the 'Connect to networks automatically' option on your device and use your data plan while banking.
10. Take travel insurance
Do not forget to take travel insurance for traveling abroad. It will help you in situations like lost bags, flight delays and medical emergencies and make you feel secure. By adopting these tips, you can keep your foreign travel within budget and remain free from the worry of money. With the right money management, your trip will not only be pleasant but also financially safe.
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